This One Government Scheme Can Change Your Life in 2025!
Introduction
In 2025, the Indian government continues to empower traditional artisans and craftspeople through the Pradhan Mantri Vishwakarma Yojana (PMVY). Launched on September 17, 2023, this scheme aims to provide holistic support to individuals engaged in 18 traditional trades, offering financial assistance, skill development, and modern tools to enhance their livelihoods.
What is the Pradhan Mantri Vishwakarma Yojana?
The PM Vishwakarma Yojana is a central sector scheme implemented by the Ministry of Micro, Small and Medium Enterprises (MoMSME). It seeks to recognize artisans and craftspeople as 'Vishwakarmas', providing them with the necessary tools, training, and financial support to integrate into the formal economy and access new growth opportunities.
Who Can Apply?
The scheme targets artisans and craftspeople engaged in 18 family-based traditional trades, including.
- Carpenter
- Boat Maker
- Blacksmith
- Goldsmith
- Potter
- Sculptor/Stone Carver
- Cobbler/Shoemaker
- Mason
- Basket/Mat/Broom Maker
- Doll & Toy Maker
- Barber
- Garland Maker
- Washerman
- Tailor
- Fishing Net Maker
- Armourer
- Hammer and Tool Kit Maker
Eligibility Criteria
| Criteria | Details |
|---|---|
| Age | Minimum 18 years on the date of registration. |
| Occupation | Engaged in one of the 18 specified trades on a self-employed basis in the unorganized sector. |
| Loan History | Should not have availed loans under similar credit-based schemes of the Central or State Government in the last 5 years. |
| Family | Only one member per family is eligible. A 'family' is defined as consisting of the husband, wife, and unmarried children. |
| Employment | Government employees and their family members are not eligible. |
Benefits of the Scheme
- Skill Training: Basic (5-7 days) and advanced (15 days) training programs with a stipend of ₹500 per day.
- Toolkit Incentive: Financial support up to ₹15,000 for purchasing modern tools.
- Credit Support: Collateral-free loans up to ₹1 lakh in the first tranche and ₹2 lakh in the second tranche at a concessional interest rate of 5%.
- Digital Transactions: Incentives for digital transactions to promote digital empowerment.
- Market Linkage: Assistance in brand promotion and access to new markets.
How to Apply
- Visit the Official Website: Go to pmvishwakarma.gov.in.
- Registration: Complete the Aadhaar-based biometric authentication.
- Submit Application: Fill out the application form with the required details and documents.
- Verification: Undergo a three-step verification process, including initial verification at the Gram Panchayat or ULB level, assessment by the District Implementation Committee, and final approval by the Screening Committee.
- Receive Benefits: Upon approval, receive the PM Vishwakarma certificate, ID card, and access to scheme benefits.
Conclusion
The Pradhan Mantri Vishwakarma Yojana is a transformative initiative aimed at uplifting traditional artisans and craftspeople by providing them with the necessary tools, training, and financial support to thrive in today's economy. By recognizing and formalizing their contributions, the scheme not only preserves India's rich cultural heritage but also promotes inclusive growth and self-reliance.
References
- Official Website: pmvishwakarma.gov.in
- MyScheme Portal: myscheme.gov.in/schemes/pmv
- National Skill Development Corporation: nsdcindia.org/pmvishwakarma.html
Note: For the most accurate and updated information, always refer to the official PM Vishwakarma Yojana website or contact your nearest Common Service Center (CSC).